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An Emphasis of Digital Wallets for E-Commerce Transactions

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Payment is one of the main parts of the business. Since from the last decade, the use of mobile devices for electronic payment has increased significantly. The current generation of individual payment systems that is replaced the traditional smart cards by mobile devices supplied with E-wallet and M-wallet functions. The spread of such E-wallet systems will depend on their security, functionality ease of use and the effectiveness of realization. E-wallet is a utility which offers users to save their money and make payments anywhere and all time. Many banks and nonbanks organizations are contesting to develop new on this filed. As customers adopt E-wallet and M-wallet. As customers adopt E-wallet and M-wallet, they becoming a cybercrime target. E-wallet provides a monetary action through smartphones which is fruitful freedom for electronic crimes. Quality of the system, quality of service and quality of information has to improve by the mobile wallet service providers for their M-wallet applications.
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Keywords: E-Wallet; E-Wallet System; M-Wallet; Transaction

Document Type: Research Article

Affiliations: 1: School of Computer Science & Information Technology, Jain (Deemed-to-be-University), Research Scholar, MSRIT, VTU, Karnataka 560069, India 2: Department of Master of Computer Applications, M S Ramaiah Institute of Technology, Karnataka 560054, India 3: School of Computer Science & Information Technology, Jain (Deemed-to-be-University), Karnataka 560069, India 4: Department of Information Science & Engineering, Dayananda Sagar College of Engineering, Karnataka 560078, India

Publication date: September 1, 2019

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  • Journal of Computational and Theoretical Nanoscience is an international peer-reviewed journal with a wide-ranging coverage, consolidates research activities in all aspects of computational and theoretical nanoscience into a single reference source. This journal offers scientists and engineers peer-reviewed research papers in all aspects of computational and theoretical nanoscience and nanotechnology in chemistry, physics, materials science, engineering and biology to publish original full papers and timely state-of-the-art reviews and short communications encompassing the fundamental and applied research.
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