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Financial Inclusion: Study from Indonesia

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The purpose of the study is to evaluate the implementation of financial inclusion in Indonesia. Data consists of Micro Enterprises (MEs) with revenue less than 300 million per year. The research method used is a qualitative method with data collection through literature review, surveys, and interviews. Results show that the urgent needs of MEs is credit facility, but only 39% MEs has experienced credit facility from banks. Further, age and length of business are demographic characteristics that can explain financial inclusion. The most barriers in implementing financial inclusion in Indonesia are the complex requirement from banks.
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Document Type: Research Article

Publication date: April 1, 2015

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  • ADVANCED SCIENCE LETTERS is an international peer-reviewed journal with a very wide-ranging coverage, consolidates research activities in all areas of (1) Physical Sciences, (2) Biological Sciences, (3) Mathematical Sciences, (4) Engineering, (5) Computer and Information Sciences, and (6) Geosciences to publish original short communications, full research papers and timely brief (mini) reviews with authors photo and biography encompassing the basic and applied research and current developments in educational aspects of these scientific areas.
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