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Extensive Changes and Major Challenges Encountered in Health Insurance Markets under the Affordable Care Act

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This article examines the implementation of the portions of the Affordable Care Act (ACA) [42 U.S.C. ξ 18001 (2010)] aimed at improving access, affordability, and quality of health insurance, particularly that which is sold in the individual and small-group markets. Accomplishing these broad objectives has led to extensive market reforms, creation of insurance exchanges (marketplaces), and establishment and funding of Consumer Operated and Oriented Plans. The findings will provide financial services professionals with up-to-date information on the current state of the ACA for use in discussions with clients and other members of the profession as well as in evaluating upcoming political proposals for repeal or other forms of modification of the law.
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Document Type: Research Article

Publication date: September 1, 2016

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