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Financial Inclusion and Policy-Making: Strategy, Campaigns and Microcredit a la Turca

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As in many other cases in the global South, creating more aware financial consumers is a prominent goal of the financial inclusion process in Turkey. The Turkish case has two peculiarities: the non-commercial character of the microcredit sector, which is partly organised by the state; and the state’s proactive role in Turkey’s financial transformation. This article analyses how the global financial inclusion agenda has been adapted for the Turkish context. The strength of Turkey’s financial infrastructure motivated policy-makers to focus on financial consumers, with the state intervening to spread further the financial modes of calculation. The article argues that the financial integration of large segments of Turkish society creates conundrums which cannot be easily overcome.
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Keywords: Financial inclusion; Turkey; debt; state intervention

Document Type: Research Article

Affiliations: Turkish Social Sciences Association, Ankara, Turkey

Publication date: May 4, 2018

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