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Free Content Indian payment systems and financial inclusion: Current status and next steps

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This paper provides a brief overview of the benefits of payment systems for economic growth and the benefits of electronic payment systems; it explains the various payment systems in India, and then analyses where India stands in terms of payment systems among select countries and emerging nations — BRICS. Then it goes on to explain the current status of financial inclusion in India and the various steps that could be taken to improve the use of electronic payment systems and furthering financial inclusion objectives.
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Keywords: India; factors that help to increase electronic payments; financial inclusion; payment systems

Document Type: Original Article

Publication date: September 1, 2015

More about this publication?
  • Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy. It examines major issues facing the corporate, wholesale and retail payments industry from a business, risk and operational perspective.

    Edited by renowned payments expert Alec Nacamuli and guided by an eminent Editorial Board, each quarterly 100-page issue provides practical, detailed analysis of developments and trends in the payments business, regulation, new entrants and technologies and how to bring them all together to define your payments strategy, as well as actionable advice and ‘lessons learned’ from fellow professionals on how payment processing systems can be leveraged to maximise profitability, security and efficiency and minimise risk. It contains no advertising and no advertorial.

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