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Banking Employment in the 1990s: Regional Effects of Consolidation

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The effects of consolidation in the banking sector on employment are analyzed using data from the Federal Deposit Insurance Corporation's Statistics on Banking. Previous efficiency studies of consolidation find that there is no relationship between consolidation and non-interest expenses (a proxy for employment). This study finds a negative relationship between consolidation and employment. It also finds no positive employment effects in states that were net beneficiaries of the savings and loan (S&L) bailout.
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Document Type: Research Article

Affiliations: 1: University of Wisconsin, Milwaukee, 2: University of Wisconsin, Eau Claire

Publication date: March 1, 1998

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