The implementation of National Strategies indicated that financial literacy and education is an important life skill that every people should have. The Theory of planned behavior is the best way to explain the actual human behavior. In our current study, we examined the determinants
of financial behavior among Malaysian workers. Human resource is considered as an important source for economic development. Having a high self-efficacy can help them to achieve a positive financial behavior and cope with any challenges especially in term of financial matters. However, in
Malaysia, there is no study on financial self-efficacy using the Financial Self-Efficacy Scale (FSES). Cronbach alpha were tested and all the variables achieved a high reliability of more than 0.70. Regression were tested and the result shows that only financial knowledge were significant
to financial behavior. The result intends to add to the body of knowledge.
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Financial Self Efficacy Scale;
Theory of Planned Behavior
Document Type: Research Article
Faculty of Business and Management, Universiti Teknologi MARA, Melaka, Malaysia
Faculty of Technology Management and Technopreneurship, Universiti Teknikal Malaysia, Melaka, Malaysia
Academy of Language Study, Universiti Teknologi MARA, Melaka, Malaysia
May 1, 2017
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