Skip to main content

Living on a low income and using banks to pay bills

Buy Article:

$26.54 plus tax (Refund Policy)

This article discusses the use of automated banking facilities among people on low incomes. In doing so, it questions assumptions inherent in recent UK government policy that making full use of banking facilities to pay bills is a universally desirable norm. The article presents qualitative research evidence to explore how and why people on low incomes do and do not use banks, and automated payments in particular. Supporting the findings of previous research, the article describes how low financial resources can be a barrier to using automatic transfers, but also notes how personal choice, familiarity and routine can also influence preferences. Therefore, it is argued that a range of policy responses may be necessary to facilitate higher transactional use of bank accounts.
No Reference information available - sign in for access.
No Citation information available - sign in for access.
No Supplementary Data.
No Article Media
No Metrics

Document Type: Research Article

Publication date: 2010-02-01

More about this publication?
  • Access Key
  • Free content
  • Partial Free content
  • New content
  • Open access content
  • Partial Open access content
  • Subscribed content
  • Partial Subscribed content
  • Free trial content
UA-1313315-21
Cookie Policy
X
Cookie Policy
Ingenta Connect website makes use of cookies so as to keep track of data that you have filled in. I am Happy with this Find out more