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Chip and spin: Shifting burdens and new threats in retail card fraud

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The technical security of data transfer over the internet has improved dramatically in recent years. The result is that those most vulnerable from online fraud are not the individuals having their card details intercepted and used, but the merchants who are faced with fraudsters buying goods with stolen cards or using stolen identities. The recent introduction of chip and PIN will not reduce the overall level of card fraud, but it will shift its impact from traditional retail to online or mail order.Journal of Direct Data and Digital Marketing Practice (2005) 7, 164–171; doi:10.1057/palgrave.dddmp.4340520

Document Type: Research Article


Affiliations: 1: 1Pinsent Masons, 30 Aylesbury Street, London, EC1R 0ER, UK, Tel: +44 (0)20 7490 4000, Fax: +44 (0)20 7490 2545, Email: 2: 2solicitor in the Outsourcing, Technology and Commercial group at Pinsent Masons 3: 3trainee solicitor in the Outsourcing, Technology and Commercial group at Pinsent Masons

Publication date: 2005-10-01

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