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Private pension arrangements have been growing in importance in recent years as pension reforms have reduced public pension entitlements. In 17 OECD countries, private pensions are mandatory or quasimandatory (that is, they achieve near‐universal coverage
of employees through collective bargaining agreements). In a further six OECD countries, voluntary private pensions (occupational and personal) cover a significant part of the work age population: more than 40%.