Review of the Lending Code 2010/11

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My recent review of the Lending Code made 43 main recommendations, the majority of which were accepted, and these have significantly changed the face of the Lending Code. Particular amendments to the Code have occurred in the Financial Difficulties section–this was an area of particular concern due to the current financial environment.

This article is an examination of the substantive effects the review has had on the existing Code and of the extent to which customers can expect enhanced protection and transparency when dealing with banks. In particular, it will focus on the main recommendations made and the reasoning behind them, with discussion of the Code Sponsors' response and ultimately how the recommendations have come to be incorporated into the updated Lending Code, launched on 31 March 2011.

Document Type: Research Article


Publication date: September 1, 2011

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  • Law and Financial Markets Review is a new, independent, English language journal devoted to providing high quality information, comment and analysis for lawyers specialising in banking and financial market issues and to others with interests in legal and regulatory developments affecting the financial markets. Published bi-monthly LFMR contains articles written by leading experts providing a forum for practical guidance on, as well as reflective and topical analysis of, all major jurisdictions, with a particular focus on the interaction between the law and market practice and behaviour.
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