@article {Waters:1997:1357-3217:250, author = "Waters H.R.", title = "LIFE INSURANCE MATHEMATICS (2ND ED), BY H.U.GERBER", journal = "British Actuarial Journal", volume = "3", year = "1997", abstract = "", pages = "250-251(2)", url = "http://www.ingentaconnect.com/content/fia/baj/1997/00000003/00000001/03010250" }