Genetic Testing and the Future of Disability Insurance: Ethics, Law & Policy

Authors: Wolf, Susan M.¹; Kahn, Jeffrey P.²

Source: The Journal of Law, Medicine & Ethics, Volume 35, Supplement 2, Summer 2007 , pp. 6-32(27)

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Abstract:

Predictive genetic testing poses fundamental questions for disability insurance, a crucial resource funding basic needs when disability prevents income from work. This article, from an NIH-funded project, presents the first indepth analysis of the challenging issues: Should disability insurers be permitted to consider genetics and exclude predicted disability? May disabilities with a recognized genetic basis be excluded from coverage as pre-existing conditions? How can we assure that private insurers writing individual and group policies, employers, and public insurers deal competently and appropriately with genetic testing?

Document Type: Research article

DOI: http://dx.doi.org/10.1111/j.1748-720X.2007.00148.x

Affiliations: 1: The McKnight Presidential Professor of Law, Medicine & Public Policy; Faegre & Benson Professor of Law; and Professor of Medicine at the University of Minnesota. 2: The Maas Family Chair in Bioethics and Professor of Medicine at the University of Minnesota.

Publication date: 2007-06-01