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The Status of Social Security and Its Role in Retirement Planning: A Professional Advisor’s Perspective

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Abstract:

Currently, one of the more salient retirement debates surrounds the future insolvency of the Social Security retirement system. In spite of the important role that financial planning professionals play in the retirement and private-savings decisions that individuals make, no research has focused on assessing the opinions of this group. This study uses a survey approach to assess the opinions of financial planning professionals regarding the problems faced by the Social Security retirement system, the solutions that have been proposed thus far, and the use of Social Security benefits in the financial planning process.

Document Type: Research Article

Affiliations: 1: Assistant professor of risk and insurance in the Department of Risk Management/ Insurance, Real Estate, and Business Law at Florida State University. 2: Associate professor of risk and insurance in the Department of Finance at Auburn University. 3: Professor of risk management and insurance in the Terry College of Business at the University of Georgia, Athens.

Publication date: January 1, 2002

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