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Financial inclusion, universal banking and post offices in Britain

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The causes and consequences of financial exclusion have become a policy concern in Britain in recent years. This paper analyses policy discourses around financial exclusion and considers the (social and economic) geographical issues surrounding one particular policy response – universal banking services. It examines the policy background which led to the introduction of these services, and the institutional role of the Post Office, before discussing their potential social and spatial consequences.
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Keywords: Britain; Post Office network; financial exclusion; universal banking

Document Type: Research Article

Affiliations: School of Geography, Politics and Sociology, University of Newcastle upon Tyne, Newcastle upon Tyne NE1 7RU, Email:

Publication date: 2005-09-01

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